A helpful list of information you will need to bring along when making credit, mortgage and insurance arrangements for your new home.

Charge Accounts
Name and addresses of firms which extend credit to you and amounts owed and account numbers.

Automobile and Boats
Make and year of models, amounts owed if any, lender's names and addresses, approximate value.

Insurance
Names and addresses of life insurance, car insurance and home insurance companies, face value of policies and premiums.

Home Ownership and Other Real Estate
Facts about homes you own or other real estate you own, including present value, location, present equity, amount owed, mortgage holder and account number.

Other Income
Sources of income other than your regular salary, i.e. if overtime amounts to a substantial part of gross income provide W-2s for the last two years.

Self-Employed
If you are self-employed, tax returns for the last two years will be required, plus profit and loss statements and balance sheets for the past two years.

Debts
A list of any debts you have which will take more than seven months from now to pay off the balance . On such items, the name of the creditor, the address, your account number(s), the monthly payment and an approximate balance is usually required.

Remember also, if you are going to be looking for a home, be prepared to give a binder or earnest money deposit. When you find a home you really like you will want to take it off the market. You will show good faith to the seller by placing the binder in an escrow account. Ask your agent how this can best be handled.